Meet Jay Starks
Jay holds a bachelor of science degree from the University of Rochester in upstate New York, and a master of business administration degree from Arizona State University. As a lifetime alumnus, Jay is very passionate about Sun Devil football.
Leaving his previous careers in mental health and criminal justice, Jay began working for a small mortgage company in 1983. After 14 years working for a savings and loan, and then a commercial bank, Jay joined Bell Mortgage in 1997.
When Jay is not busy originating mortgages, you can probably find him hiking, camping, or fishing in the mountains or deserts of Arizona and Colorado.
Our process is smooth and simple from start to finish:
- Talk with me. I will work with you to help you determine your financing options and answer all your questions.
- Apply Online. Complete your mortgage application at your convenience through our online application.
- Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
- Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
Home Financing Calculators
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage payments be?
- How much will my payments be for a balloon mortgage?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?
You are the best! It is usually rather stressful when making major purchases, in particular a home! That was not the case working with you and Delaney. If felt like we were dealing with family who had our very best interests at heart and the end result proves just that. Should anyone we know need your services we will highly recommend they contact you. It was a pleasure getting to know what great folks you are and working with you.
About Bell Mortgage
Helping our customers find the smart way home for more than 130 years, Bell Mortgage has a reputation for exceptional service and high integrity standards. Our culture centers on customer care and transparency from first contact. We help simplify what is often a very complex system. Applying for a loan is made easy, as our loan officers walk you through the process and the documents needed to support your loan request. Plus, our state-of-the-art technology helps make the mortgage process as stress-free as possible.
We believe that relationships are the key to our continued success and are dedicated to creating the simplest, fastest, efficient and most satisfying experience for our borrowers. You’ll see the Bell Mortgage difference as soon as you meet with one of our loan officers. We take the time to truly get to know you and your financial situation.
Our Commitment to You
Over the years, we have worked with thousands of individuals and families, making home ownership a reality for them. We would love the opportunity to work with you. At Bell Mortgage, we process, underwrite and close your loan within the walls of our office. In-house administration of your loan means we can ensure a quick, accurate and smooth process all the way to closing day. And we work in harmony with local and national lending sources to find you the best possible rate and terms.